Terms and Conditions of Use(“Terms of Use”)


Mulltiply, Inc (hereinafter referred to as the Company) is a company incorporated and registered in the United States of America having its Headquarters at 2026 Lynn Ave, Los Gatos CA USA 95032. The company is engaged in the development, maintenance, and designing of the software applications for mobile, computers and other electronic devices.

The company is also the exclusive owner and developer of the application “Mulltiply” which is available on Google Play Store, Apple Store and other similar platforms for download and use by the general public. The mobile application and the website shall together be referred to as the “application”.

The Company has herewith granted to Mulltiply Tech India Pvt Ltd an exclusive license and right to market and distribute, within the territorial boundaries of India, the software and services associated with the Mulltiply software.

The present “terms of use” constitute a binding and enforceable legal contract between the Company and the user (as defined below). The user represents that he/she has the legal capacity to enter the contract either in his/her personal capacity or representative capacity for any entity or organisation.

The Company reserves the right to make changes to the present terms from time to time by posting the new and updated version on the website or mobile application. The continued use of the application confirms the user’s consent to the updated/modified terms of use. The user is encouraged to regularly visit the platform (mobile or website) to be abreast about the updated terms.

By using the Services, you agree that you have read, understood, and are bound by these Terms, and that you comply with the requirements listed herein.

By either using the present application and/or consenting to the present “terms of use” by ticking the check box, the “user” has agreed and consented to the present “terms of use”.


The Application developed by the Company is in the nature of a digital ledger where the user can maintain data entries related to business activities that includes payments, transactions, orders, salaries, attendance employee record, online payments etc. The Application further provides several other services such as facilitating online payments and receipts, settlement of payments and other such ancillary services necessary to maintain and update the application. The Application offers several other features which makes it easier for the user (individuals, small business owners and other entities) to maintain ledger accounts of the customers, send them reminders for the payments, preparation of tax invoices, payment receipts, quotation etc.


The user represents any individual, entity, organisation (whether incorporated or not) who is operating the present software application either by downloading the same on their computer system, mobile or by using the “web version” of the application on the world wide web through browser application.

By using, downloading, operating, accessing the application the user has impliedly agreed and consented to the present terms of use.


Mulltiply is a platform to allow users, subject to compliance with Mulltiply’s policies,to maintain data entries related to business activities that includes payments, transactions, orders, salaries, attendance, inventory, employee record, online payments et. Mulltiply may not be directly involved in the transaction between user(s) and third party professional(s), ensuing no control by reasons whatsoever in any aspect of your transactions with Third Parties, and the Third Parties are solely responsible to you for all aspects of your transactions with them. Mulltiply is only providing a platform through which the user can send information about the payment processed externally. The payment between the buyer and the sellers/third parties is an independent contract between the parties concerned and Mulltiply assumes no responsibility regarding such transactions.

Person to Person [“P2P”] use is at your sole risk and we assume no responsibility for the underlying transaction of funds, or the actions or identity of any transfer recipient or sender. Disputes regarding funds are between you and the sender of a payment. If a sender files a claim for a chargeback after a P2P transaction, we are not responsible for determining the veracity of claims or the disposition of the payment.


The company shall be entitled to discontinue its services at any given point of time and shall not be responsible for any loss of information to the user or any incidental loss that may occur to the user for such discontinuation of services by the Company. The user is operating the application at their own risk and responsibility.


You shall indemnify, defend at the Company’s option, and hold the Company, its parent companies, subsidiaries, affiliates, and their officers, associates successors, assigns, licensors, employees, directors, agents, and representatives, harmless from and against any claim, demand, lawsuits, judicial proceeding, losses, liabilities, damages and costs (including, without limitation, from all damages, liabilities, settlements, costs and attorneys’ fees) due to or arising out of your access to the Services, use of the Services, violation of these Terms or any infringement by any third party who may use your account with the Company, of these Terms.


The services of Mulltiply are not directed to children under the age of 18, and we do not knowingly collect personal information from children under the age of 18 without obtaining parental consent. If you are under 18 years of age, then please do not use or access the Mulltiply Services at any time or in any manner. If we learn that personal information has been collected on the Mulltiply App/Website from persons under 18 years of age and without verifiable parental consent, then we will take the appropriate steps to delete this information. If you are a parent or guardian and discover that your child under 18 years of age has provided personal information, then you may alert us as set forth in the“Contact Us” of our App/Website and request that we delete that child’s personal information from our systems.


If we receive a complaint from any person with respect to your activities as part of use of the Services (other than where the grievance redressal mechanism provided under the head "Grievance Redressal" applies), we will forward the complaint to the primary email address of your user account. You must respond to the complainant directly within 10 days of receiving the complaint forwarded by us and copy the company in the communication. If you do not respond to the complainant within 10 days from the date of our email to you, we may disclose your name and contact information to the complainant for enabling the complainant to take legal action against you. You understand that your failure to respond to the forwarded complaint within the 10 days’ time limit will be construed as your consent to disclosure of your name and contact information by Company to the complainant.


In case of any grievance, the term as defined under Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules 2021, our Grievance Officer, Harsh Gupta., can be contacted by sending an email to[email protected] or by phone at 9301579644


We may suspend your user account or temporarily disable access to whole or part of any Service in the event of any suspected illegal activity, extended periods of inactivity or requests by law enforcement or other government agencies. Objections to suspension or disabling of user accounts should be made to[email protected] within thirty days of being notified about the suspension. We may terminate a suspended or disabled user account after thirty days. We will also terminate your user account on your request.

In addition, we reserve the right to terminate your user account and deny the Services upon reasonable belief that you have violated the Agreement and to terminate your access to any Beta Service in case of unexpected technical issues or discontinuation of the Beta Service. Termination of user account will include denial of access to all Services, deletion of information in your user account such as your email address and password and deletion of all data in your user account.


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