Privacy Policy

Mulltiply, Inc (hereinafter referred to as the Company) is a US incorporated and registered company having its Headquarters at 2026 Lynn Ave, Los Gatos CA USA 95032. The company is engaged in the development, maintenance, and designing of the software applications for mobile, computers and other electronic devices.

The company is also the exclusive owner and developer of the application “Mulltiply” which is available on Google Play Store, Apple Store and other similar platforms for download and use by the general public.

The Company has herewith granted to Mulltiply Tech India Pvt Ltd an exclusive license and right to market and distribute, within the territorial boundaries of India, the software and services associated with the Mulltiply software.

That the present “Privacy Policy” explains and discloses to the user, the manner of collection, usage, transfer and storage of their information (both personal and non-personal) by the Company. The company operates and maintains the software application which is known by the name and style of “Mulltiply“.

The Company is committed to protecting the privacy of its users and has taken all appropriate measures for securing the information provided by the user while operating the mobile application or the website. Now this policy observes as below: -


The Application developed by the Company is in the nature of a digital ledger Where the user can maintain data entries related to business activities that includes payments, transactions, orders, salaries, attendance employee record, online payments etc. The Application further provides several other services such as facilitating online payments and receipts, settlement of payments and other such ancillary services necessary to maintain and update the application. The Application offers several other features which makes it easier for the user (individuals, small business owners and other entities) to maintain ledger accounts of the customers, send them reminders for the payments, preparation of tax invoices, payment receipts, quotation etc.

Data Protection and Privacy of the User

At the outset, the company intends to disclose that it strives to protect the privacy of its users at all costs and adheres to the data protection and privacy laws of the country. It only collects information which is necessary for the operation and maintenance of the above application, for providing the best end-user experience and for providing future services. The company follows stringent data protection policies and strives to protect the privacy of the individuals at all times.

By downloading and using the software application and using the services provided by the company, it is deemed that you have agreed to the present terms of the “privacy policy”.

User consent

That by downloading and using the company’s services it is deemed that the user has consented to the use of personal information and any other information that is collected by the company while the user is operating the application including downloading of the application to his device. The user further permits the Company to collect data from the external parties, affiliates, associates, aggregators, etc. The user is regulated by the laws of the country of its registration and is irrespective of whether the user is located in the country of registration or not. By using the present application user unequivocally consents and permits the company to use any such information and waives any right to raise any objection whatsoever in future.


“Information” refers to any details, data, particulars, contents which the user shares with the company while using the software application and also includes any information which the company collects from the user when he/she downloads and operates the mobile application such as the data collected automatically by the third-party SDK, google analytics, cookies, location information, log information, usage patterns, etc. which helps the company in providing better services.

Information supplied by users: -

That the user shall be required to enter certain particulars and personal information while using the application such as names, email address, phone numbers, etc. which is sought at the time of creating the account of the user or sign up. That the said information shall be deemed as personal information. Personal Information is defined as any information that identifies a particular individual or natural person, such as an individual's name, postal address, email address, and mobile number indicating that particular person or entity. That the Company collects the personal information when you subscribe to the application and/or signup and any other information with the user may enter at the time of the use of the website/application and that may remain stored in our servers such as payment or banking information. The information is stored in compliance with the data protection laws of the state.

Non-Personal Information shall mean information that does not identify the individual and includes information such as web beacons, web sessions, log data and aggregate information. The above information is collected and used to deliver the services to the user and to modify the website and/or application to the interests of the users. The Company only collects necessary personal information in order to respond to the requests of the user for customized products and services.

The company may further seek access to other applications of the user's mobile device such as contact list and messaging services to provide wholesome usage experience and to share updates with the other individuals/entities who are not the user(s) such as payment requests, payment updates, etc. The information is stored by the Company with their active and backup services secured by firewalls and other necessary security arrangements.

The company further underscores that the personal information provided by the user is considered sensitive in nature and is only sought, kept and used by the Company for providing wholesome user experience and/or developing future services.

If the user declines to provide certain permissions which are considered as essential for the running of the software application, the Company may not be able to provide services.

Further, the Company may seek device permissions from the user to access camera, contacts, phone, camera, microphone, storage, SMS, etc. The device permissions may be essential

Information which the software application shall automatically track and collect: -

The company uses several tools and applications for providing better customer experience and for improving services. The company uses google analytics and similar to track the user behaviour on the application and this information is automatically stored in the secured company servers and later used for better outreach and improvements. It is a web analytics service that provides statistics and basic analytical tools for marketing and optimization purposes.

The application further automatically collects log information of the user such as IP details, browser details, device details, etc. whatsoever whenever the user visits the site and/or uses the application. This information is again used by the company to provide an overview of the web traffic, and learn how the user interacts with the website and mobile application and to improve the services.

The website and mobile application also use cookies to learn the user behaviour and to provide better service. HTTP cookies help the website and application to remember the user whenever they again visit the website or the application and distinguish them from other users. This helps the company give the user more personal and convenient user visits. HTTP cookies are a small block of data which is created by the website or application while the user is browsing the website and/or application and the information is placed on the user device. Therefore, when the user again visits the application or the website, he may find a personal experience. The information such as items stored in the cart, previously entered information in the forms, such as names, addresses, passwords, payment details, etc. is automatically stored by the cookies. That you may encounter cookies placed by the third- party vendors on the website but the company bears no responsibility for the activities of the third parties. The user can easily modify the settings related to the cookies on their web- browser but this may lead to limited functionality.

That the application may further use third party advertisement links such as e-marketplace advertisers, content sponsors, and other kind of external links. It is informed that the privacy policy of these third-party applications and websites may differ from the Company and the user is requested to visit the privacy policy of the third-party applications and websites before accessing their services.

That the Company may employ external SDK (Software Developer Kit) to test the software issues and fix bugs and improve the end-user experience. The information is shared only on the need to use basis and the Company ensures that external SDK employs extensive security measures and arrangements in order to prevent any breach in the data privacy.

Any information of the user which is available in public domain such as comments, reviews, blogs and messages shall not be considered as personal in nature.

The Company uses Data Analytics for the services provided to the user. Analytics is the systematic computational analysis of data or statistics. It is used for the discovery, interpretation, and communication of meaningful patterns in data for insights and trends. It also entails applying data patterns towards effective decision-making, to compute results and to solve problems. Although, the Company endeavors to keep the information upto date and correct, and further to arrive at correct solutions, it bears no responsibility about the completeness, accuracy, reliability, suitability or availability with respect to the website, application or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website or the application.

The Company receives personal information about the user from various third parties and public sources such as Advertising Networks, Google Analytics, Search Information providers, aggregators, etc.

Sharing of data with the third parties

We collect user's personal and non-personal information for better understanding of the user and such information may be shared by the company with its partners and associates for marketing and advertising purposes and for improvement in the application.

The Company works closely with its affiliates to improve the user experience continuously and it may involve sharing of information by and between the parties for upgrading and improving the application. The Company binds its associates, affiliates and partners with the same level of data protection policies as is followed by it and such user of information is also bound to ensure data and privacy protection of the user at all times.

It is submitted that by using the present application you explicitly consent to use, storage and sharing of information by the Company.

That at times the Company may be required under law to share information with the government agencies and other authorities for legal and adjudication purposes, investigation of crime, detect or prevent fraud, security, personal and other issues, protect against any harm to the right of the user, company, member of public, etc. and user by virtue of the use of application explicitly waives any right to object.

By using the present application, the user consents and agrees to the disclosure, transfer, storage and processing of personal and non-personal information by the company (including sensitive personal information) while the company strives to protect the data and privacy of the user at all times.

Failure to give consent

It is important to disclose here that the use and sharing of the personal information received by the company for advertising purposes is essential to help maintain and keep the platform running. Failure to give consent to the use of information for the advertising and other related services may lead to termination of the services.

Security and Compliance with laws

The Company implements security measures such as encryption, firewalls, and other industry level technology to protect the user's personal information. The company strives to implement all security and technical measures to protect the user data and privacy and prevent any unauthorised access, loss and destruction however, the user understands that despite all employment of measures they do not guarantee absolute protection. Further the company abides with all the local laws and regulations with respect to the Data Protection and privacy. In the event of any data breach, the Company shall follow the necessary legal measures as required under law.

Kindly feel free to write to us and get a better understanding of how the company safeguards the user privacy and data against the breach.

Data Retention

The user consents that the Company may continue to retain the user data for a reasonable period even after the deletion of the account.

Conflict with “Terms of use”

The present policy has to be read in consonance with the “terms of use” of the mobile application.


The Company bears no responsibility for any suggestions, information, advice, knowledge, etc. provided on the application. It is declared that the company strives to provide updated information with respect to financial updates, tax laws, legal issues, etc. but it is neither the financial, legal or tax advisor. The Company bears no responsibility from any loss incurred by any information presented upon the application or any other services thereof rendered through it. The use of the service is at the user's risk only. The Company shall not be responsible or liable for any authenticity, accuracy, completeness, errors, omission, typographical errors, delay in operation or transmission, communications, etc. Further, the user agrees that any material and/or data downloaded or otherwise obtained through the use of the service is at the user's risk only.

Change in policy

That the present policy is subject to change from time to time. The Company reserves the right to update its information in order to ensure compliance with the applicable laws. The user is expected to refer to the terms of the privacy policy from time to time.

Contact information for the deletion of data

In case the user requires any assistance or clarification regarding the privacy policy or in case where the user seeks to delete his data/information he/she may write to us at [email protected]


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